Trades in CG/B and SSETF

In Conservative Growth/Balanced, we are moving to the minimum on bonds by selling out one of our ETFs and investing just part of the proceeds in our other one.  The effect is to reduce interest-rate and credit risk.

In Sector Selector ETF, we are reducing two sectors, one of which as been a market performer and the other of which has been a relatively good performer over the past few months.  The proceeds are being deployed into Small-Caps, which have been hammered.  Given the strong balance sheets and the potential for M&A, smaller companies look attractive relative to the S&P 500.